Life insurance

You are valuable! Because we truly believe this, we provide Basic Life and AD&D coverage to all employees who work 30+ hours per week, and we offer a buy-up option for more protection.

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Basic Life and AD&D insurance

Eligible employees are automatically enrolled for Basic Life and Accidental Death and Dismemberment insurance through Securian. The amount you or your beneficiary would receive is equal to one times your base salary, rounded to the nearest $1,000, with a maximum of $200,000. Asurion pays the full cost for this benefit.

Please note: Life insurance above $50,000 is taxed by the federal government. The value of the premiums as determined by the IRS is reported as imputed income.

You may supplement company-provided Basic Life and AD&D insurance with additional protection.

Supplemental Life

Supplemental AD&D

This coverage pays your beneficiaries beyond the Basic coverage provided by Asurion in the event of your untimely death.

This policy pays your beneficiaries a cash benefit in the event of a fatal accident, or to you if you suffer an unexpected event that causes loss of hearing, speech or a limb.

Employee

  • 1 to 10x your base annual salary
  • Max is $2.5 million1
  • 1 to 10x your base annual salary
  • Max is $2.5 million

Spouse

  • Max coverage is $250,0001

With child AD&D coverage

  • 50% of employee amount
  • Max $250,000

Without child AD&D coverage

  • 60% of employee amount
  • Max $250,000

Child (per child)

  • You can elect up to $20,000

With spouse AD&D coverage

  • 10% of employee amount
  • Max $25,000

Without spouse AD&D coverage

  • 15% of employee amount
  • Max $25,000
1Certain amounts will require you and/or your spouse to answer questions regarding your health history.

How much insurance do you need?

Use Benefit Scout™ to find out, and see your rates at LifeBenefits.com/Asurion

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