Vision

Vision care is an important part of an overall preventive care strategy. Did you know that an eye exam can detect many health conditions like diabetes, high blood pressure, thyroid disease and even some cancers?

We understand that everyone has different healthcare needs and budgets. So, you’ll find a similar spectrum of coverage options through Asurion Benefits Central for vision care as we offer for medical and dental coverage.

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Your vision coverage options

Bronze

Silver

Gold

Note: Rates are lowest with in-network providers

  • Exam-only option
  • In-network discounts for certain materials
  • Covers in- and out-of-network care
  • Covers in- and out-of-network care

ANNUAL VISION EXAM

100% covered

You pay $20

You pay $10

FRAMES

Covered once per plan year

Discount may apply

$130 allowance1

$200 allowance1

LENSES

Covered once per plan year2

  • Single vision
  • Bifocal
  • Trifocal
  • Standard progressive3
  • Lenticular

Discount may apply

You pay $20

You pay $10

LENSES

  • Kids: Standard polycarbonate

Discount may apply

  • You pay $0
  • You pay $0
  • Adults: Standard polycarbonate

Discount may apply

  • You pay $40
  • You pay $40
  • Enhancements (including but not limited to UV protection, tints, scratch resistance and anti-reflective)

Not applicable

  • Varies by carrier
  • Varies by carrier

CONTACT LENSES

  • Medically necessary
  • Not covered
  • You pay $20
  • You pay $10
  • Elective
  • Not covered
  • $130 allowance1
  • $200 allowance1
  • Fit and evaluation
  • Discount may apply
  • You pay $20
  • You pay $10
1Allowance may be used for either frames or elective contacts, but not both. You pay any balance over the allowance.
2Premium lenses may cost more.
3Vision benefits are for standard progressives. Enhanced progressives may cost more and will vary by insurance carrier.

Paying for vision coverage

Your cost of coverage (“premiums”) are deducted from your paycheck before taxes are added. You can pay your deductible and coinsurance by:

How to choose

What you’ll pay for coverage is just one consideration. Another important factor is whether you have kids, because kids often need glasses and/or may have activity-related accidents that could require an eye doctor. You also should think about genetics—in other words, if your parent or sibling has had eye conditions, there’s a good chance you also may.

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